HDHilmayDigitalSmart tools for smarter property decisions.

Assessment Questions

Section 1 – About You

Question
Answer
Are you an Australian tax resident?
What state or territory do you live in?
What is your age?
What is your annual taxable income?
Are you buying by yourself or with someone else?

Section 2 – About the Property

Question
Answer
Have you already purchased the property?
Are you planning to buy a property?
Purchase date
Settlement date
Property state or territory
Property type
Is it a new build?
A newly built residential property that has never previously been occupied or sold as a residence.
Is it an existing property?

Section 3 – How Will You Use It?

Question
Answer
Will you live in this property?
Will the property be used for residential or commercial purposes?
Will you rent it out?
Will it be your principal place of residence?
Will you rent part of the property?
Will it become an investment property later?

Section 4 – Ownership

Question
Answer
Who will own the property?
Is the property owned jointly?
Your percentage ownership

Section 5 – Loan Details

Question
Answer
Will you borrow money?
Loan type
Estimated loan amount
Expected interest rate
Deposit amount

Section 6 – Rental Information

Question
Answer
Tenancy agreement commencement date (optional)
Expected weekly rent
Expected annual expenses
Property management fees
Council rates
Insurance
Repairs & maintenance

Section 7 – Existing Investments

Question
Answer
Do you already own investment properties?
How many investment properties do you own?
Will you sell another property?

Section 8 – Budget Change Questions

Question
Answer
Did you exchange contracts before the implementation date?